Can I download it yet?
Yes, on both — MoneyGement is on the App Store and on Google Play. Same app, same price, nothing held back on either one.
Do I need an account?
No. The app works completely offline, with no sign-up, no email and no password. A cloud account is optional and adds one thing: a backup you can restore on a new phone.
Does it connect to my bank?
No. MoneyGement links to no bank, no card and no financial institution. Everything in it is entered by you, and it never moves money. When accounts are described as linked, they are linked to each other — balances roll up into one total and you can transfer between them, including across currencies.
Where is my data kept?
On your device. It leaves only when you make it leave: by turning on cloud backup, by asking MoneyGement AI something and allowing it financial context, or by exporting a file yourself. If you never do any of those, nothing you record ever goes anywhere.
What does it cost?
The app is free. Premium is $3.99 a month and does two things: it removes ads, and it gives you 300 AI credits a month instead of the free allowance of 10. Everything else — accounts, transactions, savings, reports, exports — is in the free version and stays there.
Are there ads?
Yes, in the free version: a banner on the home screen, and an optional video you can choose to watch to earn AI credits. No ad is ever targeted using your accounts, balances, transactions or savings goals — that information is never sent to an advertiser. Premium removes both.
What can the AI see?
Only what you switch on under Manage data access — accounts, transactions, savings and your profile are each a separate toggle, and all of them can be off. Your message and that context go to the model to answer the question. Nothing it proposes changes your records until you confirm it.
Is this financial advice?
No. MoneyGement is a record-keeping tool. It does not give financial, investment, tax or legal advice, and AI answers can be wrong. Check anything that matters, and talk to a professional when the decision deserves one.
Which languages and devices?
English, French and Arabic — Arabic properly, with the whole layout running right to left, not just translated words. It needs iOS 15 or later, or Android 7 or later.
Can I get my data back out?
Yes. You can export to Excel and keep the file wherever you like. Deleting a cloud account removes it from the cloud and leaves the copy on your phone untouched.